Investor tool
Dubai property ROI calculator
Enter a price and a rent. You get the true cost of buying, the net yield after service charges, and what a mortgage would cost each month. Nothing is sent anywhere.
What the calculator includes
Most online calculators give you a yield and stop there, which is the number that misleads people. The figure that decides whether you can actually buy is the cash you need on completion day, and it is considerably more than the deposit.
This one applies the 4 per cent DLD transfer fee, the trustee office fee of about AED 4,200 including VAT, roughly AED 580 in title deed and administration charges, agency commission at 2 per cent plus VAT, and mortgage registration at 0.25 per cent of the loan plus AED 290. Off-plan purchases register through Oqood instead, which skips the trustee fee and pays AED 40 in admin.
It then takes the service charge off the rent before reporting a net yield, because a building at AED 20 per sqft a year can take a full point off your return and never appears in a headline figure.
One rule worth knowing before you plan: since a Central Bank directive in 2025, transaction fees must be paid in cash and can no longer be added to the loan.
Next step
Run these numbers against a real listing.
We send the service charge history and the payment plan for anything on our books.